Three distinct responsibilities
SSH transport provides server authentication, confidentiality and integrity, normally over a reliable byte stream. User authentication identifies the client-side user, after which the connection protocol carries services.
Establishing an encrypted transport is therefore different from being authorized for an account. Host credentials identify the server; user credentials are evaluated separately by the server’s account and permission rules.
Authentication and session binding
Defined methods include public-key and password authentication. The client identifies a user and requested service while the server controls which methods can proceed; public-key authentication proves private-key possession rather than uploading the private key.
Server identity matters as well. An encrypted exchange without a trustworthy host-key association does not by itself exclude an active intermediary substituting the destination.
The public-key signature is bound to the SSH session and request: RFC 4252 includes the session identifier, user name, requested service and key in the signed data. An optional query asking whether a key is acceptable does not prove private-key possession. Actual authentication requires the signature, and the server can still require additional methods. Public-key identification, proof of possession and account authorization therefore remain separate steps.
Several channels in one connection
The connection protocol multiplexes terminals and forwarded connections as logical channels. Each side assigns channel numbers, and windows and packet-size limits regulate channel data.
Opening a secure connection does not automatically grant every service. Terminal, command and forwarding permissions remain subject to server policy; transport mechanisms do not replace authorization.
References: [3]